Privacy and Terms

Effective Date: August 6, 2025 Welcome to Brianference.com (the “Site”), a news and information platform operated by Web Site AZ LLC (referred to as “we,” “us,” or “our”). By accessing or using the Site, you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms Your use of the Site constitutes your agreement to these Terms and any additional terms or policies referenced herein, including our Privacy Policy. We may update these Terms from time to time, and your continued use of the Site after such changes signifies your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.

## 2. Use of the Site – **Eligibility**: You must be at least 18 years old or the age of majority in your jurisdiction to use the Site. By using the Site, you represent that you meet these requirements. – **License**: We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial purposes. You may not reproduce, distribute, modify, or create derivative works from any content on the Site without our prior written consent. – **Prohibited Conduct**: You agree not to: – Use the Site for any unlawful purpose or in violation of any applicable law. – Post, upload, or transmit any content that is defamatory, obscene, harmful, or infringing on third-party rights. – Interfere with the Site’s operation, including through hacking, viruses, or denial-of-service attacks. – Scrape, crawl, or use automated means to access the Site without permission. – Impersonate any person or entity or misrepresent your affiliation.

3. Content Ownership and Intellectual Property – All content on the Site, including articles, images, videos, logos, and trademarks (collectively, “Content”), is owned by us or our licensors and protected by copyright, trademark, and other intellectual property laws or under fair use. – User-Generated Content: If the Site allows submissions (e.g., comments), you retain ownership of your content but grant us a perpetual, royalty-free, worldwide license to use, modify, and distribute it. You represent that your content does not infringe third-party rights and is not defamatory.

4. Accuracy of Information and Disclaimers – The Site provides news, opinions, and information for general informational purposes only. We strive for accuracy but do not guarantee that all Content is error-free, complete, or current. – Opinions expressed in articles or comments are those of the authors and do not necessarily reflect our views. – **Disclaimer of Warranties**: The Site and Content are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, or fitness for a particular purpose. – We disclaim any liability for third-party content linked to or from the Site.

5. Limitation of Liability – To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the Site, even if advised of the possibility of such damages. – Our total liability to you shall not exceed $100 USD. – This limitation applies to claims related to defamation, inaccuracies, or any other Content-related issues.

6. Process for Requesting Corrections or Retractions To help maintain accuracy and address potential concerns, including those related to defamation, we provide a process for requesting corrections, clarifications, or retractions: – **Submission**: Send your request via the contact form. Include: – Your full name and contact information. – A link to the specific article or Content in question. – A detailed description of the alleged inaccuracy, including supporting evidence (e.g., documents, links to reliable sources). – If alleging defamation, specify the defamatory statement and explain why it is false or harmful. – **Review**: We will review your request promptly, typically within 14 business days. We may contact you for additional information. – **Resolution**: If we determine a correction or retraction is warranted, we will update the Content accordingly and may add a note indicating the change. We reserve the right to decline requests that lack merit or evidence. – This process is intended to limit liability by allowing timely resolution of disputes but does not guarantee any specific outcome.

## 7. Indemnification You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your use of the Site, violation of these Terms, or infringement of third-party rights, including defamation claims related to your content.

8. Governing Law and Dispute Resolution These Terms are governed by the laws of the State of California, USA, without regard to conflict of laws principles. Any disputes shall be resolved exclusively in the state or federal courts located in San Francisco, California. You agree to submit to the personal jurisdiction of these courts.

9. Termination We may terminate or suspend your access to the Site at any time, without notice, for any reason, including violation of these Terms. ## 10. Miscellaneous – If any provision of these Terms is held invalid, the remainder shall continue in full force. – These Terms constitute the entire agreement between you and us regarding the Site. – Contact usvia the contact form for questions about these Terms. By using the Site, you acknowledge that you have read, understood, and agree to these Terms. —

# Privacy Policy for Brianference.com Effective Date: August 6, 2025 Web Site AZ LLC (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit Brianference.com (the “Site”). By using the Site, you consent to the practices described herein.

1. Information We Collect We collect the following types of information: – **Personal Information**: If you subscribe to newsletters, comment on articles, or contact us, we may collect your name, email address, and any other details you provide. – **Automatically Collected Information**: When you visit the Site, we collect device information (e.g., IP address, browser type, operating system), usage data (e.g., pages viewed, time spent), and cookies or similar technologies for analytics and personalization. – **Third-Party Data**: We may receive data from analytics providers (e.g., Google Analytics), advertising partners, or social media plugins. We do not knowingly collect personal information from children under 13 without parental consent.

2. How We Use Your Information – To provide and improve the Site, including delivering news content and personalized recommendations. – To communicate with you, such as responding to inquiries or sending newsletters. – For analytics, research, and advertising purposes (e.g., displaying targeted ads). – To comply with legal obligations, enforce our Terms, or protect our rights.

3. Sharing Your Information We may share your information with: – Service providers (e.g., hosting, analytics, email services) who assist in operating the Site. – Advertisers and partners for marketing purposes, in aggregated or anonymized form where possible. – Legal authorities if required by law, subpoena, or to prevent harm. – In the event of a merger, acquisition, or sale of assets. We do not sell your personal information to third parties.

4. Cookies and Tracking Technologies We use cookies, web beacons, and similar tools to enhance your experience. You can manage cookie preferences through your browser settings. Note that disabling cookies may limit Site functionality.

5. Data Security We implement reasonable security measures to protect your information from unauthorized access, loss, or disclosure. However, no method is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices – **Access and Correction**: You may request access to or correction of your personal information by contacting us via the contact form. – **Opt-Out**: Unsubscribe from emails via the link provided or contact us. You can opt out of interest-based advertising through tools like the Digital Advertising Alliance. – **Do Not Track**: We do not respond to browser Do Not Track signals. – For users in certain jurisdictions (e.g., EU/UK under GDPR, California under CCPA/CPRA), you may have additional rights, such as data deletion or portability. Submit requests contacting us via the contact form.

7. International Transfers Your information may be transferred to and stored in the United States or other countries with different privacy laws. By using the Site, you consent to such transfers.

## 8. Retention We retain your information as long as necessary for the purposes outlined herein or as required by law.

9. Third-Party Links The Site may contain links to third-party sites. We are not responsible for their privacy practices.

## 10. Changes to This Policy We may update this Privacy Policy periodically. Changes will be posted on the Site with the updated effective date. Your continued use constitutes acceptance. ## 11. Contact Us For questions or concerns, contacting us via the contact form. This Privacy Policy is incorporated into our Terms of Use.

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